7 telltale signs of a charity scam
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7 telltale signs of a charity scam

One of the perks of social media and technology is that they help people stay connected with the world. While that is an advantage, one of the many disadvantages of easy information sharing is an increase in scam schemes, especially charity scams. Scammers capitalize on a donor’s goodwill and try to line their pockets with the donated money. Here are some of the telltale signs of a charity scam that should not be missed. 1. Giving insufficient charity details Every charity organization has its purpose and mission statement ready. These are some basic details an organization is always prepared with. Donors usually look at these mission statements and purposes to determine if there is an alignment in their thoughts and mission. If a charity cannot provide these details, it could be a sign that they are not a legitimate charity. Some of the questions to ask them are mentioned below: Where does the charity work, and where is the headquarters located? How is the donation money used? What is the organization’s tax-exempt number? Does all the money go directly to the program or only some percentage? 2. Pretending to be an employee of a known organization Some scammers will call to thank a donor for a gift they received for a cause of the donor’s choice.
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7 reasons to buy a cruise insurance

7 reasons to buy a cruise insurance

There’s nothing like taking a much-needed break from one’s daily grind and embarking on a cruise once in a while. A cruise has everything from the best accommodation facilities to world-class amenities and visits to enchanting destinations. But while planning a fun-filled holiday, one should also understand the measures to be taken to prevent financial problems caused by factors one cannot control. One such safety measure is buying a cruise insurance plan. Reasons to buy cruise insurance 1. Coverage during health emergencies Health emergencies cannot be predicted, no matter how many precautions one may take. That’s why it is always better to be financially prepared for such instances. Cruise insurance ensures that one receives financial aid in case of sudden health problems, accidents, injuries, etc., while on a cruise. Many popular cruise insurance policies reimburse a significant lump-sum amount if a person experiences any health issue or emergency. 2. Reimbursement of trip cancellation charges The cancellation of a trip because of reasons beyond one’s control not only causes disappointment but also leads to a colossal loss of money. Fortunately, cruise insurance policies have one covered in terms of the latter. If a cruise trip suddenly gets canceled because of unpredictable factors like a health emergency, a natural disaster, an economic crisis, or some issue at the organizer’s end, cruise insurance policies pay for the loss incurred by the cruisers.
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